Law Offices of:
Robert N Zimmerman, Jr.
(813) 655-4900
1106 N Parsons Ave., Ste 202
Brandon, FL 33511
Free Consultation, including consultation by phone
Want to talk about bankruptcy without being pressured?
Write my number down or email questions to bobz765@yahoo.com
Serving Hillsborough, Pasco and Pinellas Counties
Robert N. Zimmerman, Jr. (813) 655-4900
| Category | Asset | Exemption Value | Citation |
| Homestead | 1/2 acre and residence in a municipality; up to 160 acres and improvements thereon outside a municipality | No limit unless a bankruptcy restriction applies | Fl. Constitution Art. 10 §4 |
| Homestead | Mobile or modular home on land not owned by the debtor with a right of possession | No limit unless a bankruptcy restriction applies | F.S. §222.05 |
| Insurance | Death benefits with a named beneficiary other than decedent's estate | Questionable. The statute says the benefit is exempt from creditors of the insured. | F.S. §222.13 |
| Insurance | Life insurance cash surrender value | No limit | F.S. §222.14 |
| Annuity | Proceeds of annuity contracts unless it was created for the benefit of a creditor | No Limit | F.S. §222.14 |
| Insurance | Disability Income form any policy or contract unless it was created for the benefit of a creditor | No Limit | F.S. §222.18 |
| Pensions | IRA, 401(k) etc. or any ERISA qualified benefit | No limit, except as to an alternate payee | F.S. §222.21(2) |
| Pensions | Pensions, annuities, benefits for a firefighters | No limit | F.S. §175.241 |
| Pension Money Received by U.S. Pensioner | This one applies to pension money received by a pensioner of the United States within the preceding 3 months | No limit | F.S. §222.21(1) |
| Pensions | Pensions, annuities, benefits created for State of Florida employees | No limit | F.S. §122.15(10)(a) |
| Pensions | Pensions, annuities for State of Florida teachers | No limit | F.S. §238.15 |
| Pensions | Pensions, annuities, benefits for Municipal Police | No limit | F.S. §185.25 |
| Pensions | Pensions etc. from and to members of the Florida Retirement System | No limit | F.S. §121.131 |
| Public Assistance | Social Security Benefits | No limit | F.S. §222.201 |
| Federal Benefit | Veteran's Benefits | No limit | F.S. §222.201 |
| Public Benefit | Disability, Illness or Unemployment Benefits | No limit | F.S. §222.201 |
| Domestic Support | Alimony, Support, Separate Maintenance | exempt to extent required for support of the Debtor or Dependant of the Debtor | F.S. §222.201 |
| Wages | Compensation for personal services of head of household | No limit unless the debtors disposable earnings exceed $500.00 per week and the debtor agreed otherwise in writing | F.S. §222.11 |
| Wage Compensation | Worker's Compensation Benefits | No limit | F.S. §440.22 |
| Other tax deferred accounts | Qualified tuition programs, medical savings accounts and Covered educational savings accounts | No limit | F.S. §222.22 |
| Motor Vehicle | Debtors interest in a motor vehicle | $1,000.00 | F.S. §222.25 |
| Health Aids | Debtors interest in any health aids | No limit | F.S. §222.25 |
| Tax Credit | Debtors interest in an earned income tax credit | No limit | F.S. §222.25 |
| Fraternal Benefits | Certain Benefits that may be paid by a Fraternal Benefits Society, including but not limited to death benefits | No limit | F.S. 632.619 |
| Personal Injury | Money due or likely to become due for injuries received in a hazardous occupation | No limit | F.S. 769.05 |
| Personal Property | Any personal property of the debtor that the debtor selects | $1,000.00 | Fl. Constitution Article 10 |
| Personal Property | If a debtor does not claim or have the benefit of a homestead the debtor may claim additional personal property as exempt. | $4,000.00 in addition to the $1,000.00 provided in the Constitution. | F.S. §222.25 |